Can I get a loan just to fix my car in Ireland?

TL;DR Yes, Irish lenders readily offer personal loans for car repairs with amounts from €500 to €5,000. Most Irish banks and online lenders process these requests without needing garage quotes or proof of breakdown. The current rates for car repair loans in Ireland range from 5.9% with credit unions to 18% with online lenders as …

Top 5 Car Loan Providers in Ireland with the Best Rates

Car loan providers in Ireland are in plenty. Thanks to the online lending culture that keeps borrowers equipped with multiple lenders. Knowing about them will help you find the best providers and get a loan for your car. Below are the primary and popular providers of car loans that can help you make a difference …

The Types of Car Finance Options in Ireland for 2025

Car finance and car loans are interchangeably used but should not be. The latter is part of the former. Car finance is a general term used when you borrow money to purchase your car. Whether you are looking to buy a new car or an old car, you can either use a car loan available …

What to Do When Your Car Loan Application Gets Declined?

Rejection may come as an unwelcoming surprise when you want to buy the most anticipated car. You may have waited long. However, you cannot get the loan. The scenario is indeed frustrating. However, it does not kill your hopes of getting one. Get back in the wheel by taking the right actions immediately. The blog …

Secured Vs Unsecured Auto Loans: Which One Fits Your Needs?

Buying a car is not a small decision, especially if you want to finance it. Despite the fact that they are short-term loans, you will be tied to payments for up to two to three years, depending on the loan size. When it is related to borrow funds, you have the option of using secured …

How to Choose the Right Car Finance Option in Ireland?

When you buy a car, a dealer usually offers you the option to pay in cash. It helps you buy the vehicle outright. However, it is challenging to buy a car in a lump sum. It could be due to low income, high car purchase rates, or limited savings.  Thus, car finance companies help individuals …

How to Determine the Right Down Payment for Your Next Car?

Putting cash down when buying a car lets you borrow less. That lowers payment sizes and total interest paid. Shoot for at least 10% down if possible. Compare loan lengths too – shorter terms have higher payments but build equity faster and pay less interest than super long loans. Weigh options to find the best …