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WARNING: Gobigbucks never charges any additional fees for any loan that you have applied.

Why apply for an online loan with GoBigBucks?

When you need to borrow, the process should be simple, clear and easy to understand. We provide a straightforward online application experience for eligible borrowers. They can easily explore their loan options.

  • Simple Online Application

    You can complete your application online and provide the required details. You do not need an appointment to visit our branch. You can do it from your phone, tablet or computer.

  • Direct Lending

    We provide direct lending to eligible borrowers. This means you may get quick cash loans online in Ireland with no involvement of any third-party.

  • Flexible Loan Options

    Every individual has different financial needs, which require different borrowing solutions. Therefore, we base our products on your circumstances, borrowing needs, and affordability.

  • Clear Loan Information

    Do not accept an offer straightaway. Review the prescribed interest rate, repayment amount, loan term and total amount to pay before committing to a loan.

  • Support When You Need It

    Our team is available to answer questions about your application and loan.

Calculate your potential loan repayments

Before applying, consider how much you can comfortably afford to repay each month.

Explore our loan calculator to decide your preferred loan amount and repayment term. It will show an estimated monthly repayment and total amount repayable.

See what your loan could cost

Your Summary
Monthly Repayment
Repayable term
Fixed APR Rate
Total Repayment

The figures shown in the calculator above provide an estimate only. Your final loan terms depend on your individual circumstances and the lender’s assessment.

Find an online loan that fits your needs

The relevance of a loan product depends on your reason for borrowing. Explore the various borrowing options accessible through GoBigBucks.

Personal Loans

These loans can help eligible borrowers manage various planned or unplanned personal expenses. These are unsecured loans where there is no need for collateral to get the funds.

Explore Personal Loans

Bad Credit Loans

Individuals with less-than-perfect credit history may get specialised loans, subject to repayment capacity and lending criteria. Your financial circumstances and ability to repay are important.

Explore Bad Credit Loans

Car Finance

Planning to purchase a new vehicle? Car finance can help you spread the cost of a car through repayments till the loan term ends. Amount and terms depend on your financial position.

Explore Car Finance Loans

No Guarantor Loans

Is no one available to act as your guarantor? Loans without a guarantor requirement allow you to apply based on your circumstances instead of relying on another person.

Explore No Guarantor Loans

Small Loans

Don't need to borrow a large amount? Consider small loans to get a limited amount to manage a regular or unexpected expense. Borrow only the amount which you can afford to repay.

Explore Small Loans

Small Business Loans

Apply for these loans to access funds for working capital, purchasing equipment, stock or planned business needs. Consider your repayment commitment before continuing to the application process.

Explore Small Business Loans

How does an online loan work?

You can apply for a loan online in Ireland through a simple digital process. This includes the following steps:

  • Complete Your Application

    Start your GoBigBucks application online. Provide correct personal and financial information for smoother approval.

  • Provide the Required Details

    You may need to provide information about your income, spending, employment and financial circumstances.

  • Application Assessment

    We assess your application against our lending criteria, including relevant financial and affordability information.

  • Review Your Offer

    If approved, carefully review the proposed rate, repayment schedule, loan term and total amount payable.

  • Decide Whether to Proceed

    Do not hurry. Instead, take proper time to understand the terms mentioned in the agreement before accepting the loan offer.

  • Receive Your Funds

    Once you agree to the loan offer, we transfer the funds to your bank account according to the agreed loan terms.

Who can apply

Who can apply for an online loan in Ireland?

Eligibility requirements can vary depending on the loan product and your individual circumstances. The general conditions to qualify for a loan here are:

  • Age and residency

  • Income and affordability

  • Bank account details

  • Identification

  • Employment or other income

  • Existing financial commitments

  • Loan amount and repayment term

Meeting basic requirements does not guarantee approval. We assess each application individually.

What can you use an online loan for?

Instant loans online in Ireland may help eligible borrowers manage various planned or unexpected expenses. Depending on the product and borrowing terms, you may consider a loan for:

Before applying, you should be clear on your purpose of borrowing and whether you can easily manage the repayments.

What can you
Why apply online

Why apply online rather than visiting a branch?

Quick loans in Ireland online can provide convenience when you want to explore your options by sitting at home. With GoBigBucks, you can:

  • Start your application online

  • Provide information digitally

  • Explore different loan products

  • Review proposed repayments

  • Access the application process without a branch visit

Our digital lending approach is tailored to make the application process comfortable for everyone. Moreover, our loan experts will explain every detail of a loan. This helps you make an informed decision.

Borrow directly from GoBigBucks

We are the online direct lender in Ireland, dedicated to providing the convenient experience for eligible applicants. Many loan products are available to explore. You can submit a short online application, and follow repayment terms.

We believe borrowers should have a clear understanding of their financial commitment before accepting an agreement. Therefore, you should assess the offered interest rate, repayment schedule, loan term and total amount payable before continuing.

Please visit our contact us page to find additional information about GoBigBucks, lending services, and customer support.

  •  An Important Recommendation

    A loan is an important financial commitment. Before applying, consider your income, regular expenses and existing commitments. Only borrow an amount that you can comfortably afford to repay alongside your existing commitments.

    Never consider only the monthly payment. Instead, consider the total cost over the full loan term. If you are not sure whether borrowing is suitable to your circumstances, consider getting independent financial guidance before proceeding.

Customer Reviews

Need help with your loan application?

Do you have a question about applying for an online loan in Ireland?

Our team can help with questions about the application process, required information and general loan enquiries.

You can also view the page for any loan product you want. Read the terms and conditions, complaints process, and other key details before you apply.

Frequently Asked Questions About Online Loans in Ireland

Does applying for an online loan here mean guaranteed approval?

How can I apply for an online loan with GoBigBucks?

Do I need a guarantor?

Can I apply for online loans for bad credit?

How much can I borrow?

How long does an online loan application take?

Ready to explore online loans in Ireland?

We give eligible applicants a convenient platform to borrow money online. Our help can meet many needs, like personal expenses, a vehicle purchase, home improvement, debt consolidation, or business needs.

Start your application to get online loans today and review your available loan options.

All lending is subject to your qualification, affordability and applicable lending criteria. Terms and conditions apply.