Have you already planned to accomplish your car dream now? Are you a new driver and looking for a used car in better condition? Well, you can aspire for the best vehicle suitable for your family, but it requires a sufficient amount of money in your bank account. Whether you want a luxury car or a budget car, car finance in Ireland is what makes this possible for you.
Whatever your reason to buy a car, personal or professional, you must not have enough savings to pay the total price. At some point in time, you need funding assistance from somewhere. In such a scenario, GoBigBucks brings the best way to finance a car in Ireland.
A practical car finance deal paves the way for the accomplishment of the desire, i.e. to buy a car. With extensive competition in the lending market, you can finance your car at the best possible rates.
We finance the following categories of cars:
Are you seeking the cheapest car finance in Ireland? The cheapest word often creates confusion among the borrowers, but we try hard to make it possible for you. Nevertheless, we bring many benefits to your favour. These are:
Flexible loan terms
Our deals on car finances do have flexible lending terms. You have the liberty to choose your own term that is suitable to your monthly income and repayment capacity. You should select a loan term that you can manage. Otherwise, it will affect your credit score.
Choice of fixed and variable interest rates
We provide flexible loan terms and interest rates. We also have fixed interest rates, but you can opt for variable rates if you are not comfortable with them. Both options have their advantages.
Tax deductions
If you want a car finance option for your business purpose, you benefit from tax deductions. Indeed, it is the best way to save more money and use it for your business growth. However, the finance should be according to your repayment capacity.
Early repayment
You have decided on a particular loan term, but if you have enough savings to make the early repayment before the loan term ends, you are welcome to do so. We do not charge any extra fee for the early repayment, but you should inform us beforehand.
100% online procedure
You must have booked the car in advance but need money quickly as the delivery is about to happen.As one of the responsible car finance companies in Ireland, we keep everything online so that you can have quick funding access.
GoBigBucks presents a reliable lending platform for a practical car purchase. You can have multiple finance deals available, and you can choose according to your car model and price. However, we offer only affordable loan deals where everyone gets car finance in Cork, Belfast, Limerick or any other city, according to their repayment capacity.
Here are the most common types of car finance in Ireland. You can go through them with details that help you compare options in your city or financial circumstances:
Secured car finance: This option is available for larger loan amounts, as the vehicle serves as collateral for the loan. These are offered at lower interest rates, but the borrower is at risk as the lender takes possession of the car if they miss the repayment or default on the loan.
Unsecured car finance: These are among the most popular options for individuals with poor credit histories. No collateral is required, but these loans have high interest rates. People with no collateral available are also eligible applicants for these short-term personal loans.
New and used car finance: These are the most specialised forms of vehicle finance, where one can get around 90% of the on-road price. Lower interest rates will be there. On the other hand, second-hand car finance in Ireland is more prone to lower car values, typically 70-80%, and is available at slightly higher interest rates.
Guarantor loans: These loans require a guarantor with a good credit history and who can back the primary borrower during loan repayments. These loans also provide a higher borrowing amount and for a longer duration. However, the credit scores of both will be affected in the situation of no payment or default.
These are the most common car finance types in which you can compare and choose the most appropriate one.
Gone are the days when everything was so limited on car finance for bad credit history, and individuals with poor credit scores did not have any choice. As a new-age lender, we have changed that trend and arranged multiple options for you to choose the best one. It becomes easier for you to borrow according to your affordability and ensure a well-balanced financial life.
The striking elements of our car finance are:
| Variablerate of interest | Starts from 6.7% |
| Minimum-Maximum Term | 1 year to 7 years |
| Repayment options | Weekly or Monthly Repayments |
| Payment holiday | Up to 2 months |
| Minimum Documentation | No burden of paperwork |
These are only a few features, and many more are there to ensure convenience while indulging in bad credit car finance with us. Still, if there is anything on your mind, you are free to ask our financial experts to guide you on everything without charging any cost. You only need to apply online, and we will manage the rest of the things.
Getting used car finance in Ireland has become easy thanks to the online lending platform. Still, not everyone would be able to get the best deal due to a lack of market knowledge. As a responsible private lender, we want to suggest some valuable points to choose the best deal.
These are given below:
With the presence of multiple car finance options, borrowers like you have many facilities to obtain. One of them is getting car finance with bad credit and no deposit. It involves an arrangement where no amount is needed as a deposit.
Once the car is reserved with the dealer and you have taken its possession, you will have to pay the amount in equally divided monthly instalments up to a set loan term.
The option of no deposit car finance in Ireland is quite popular, and we are providing you with many more features to it.
Important note: The essential thing from your point of view is borrowing according to your affordability. Once you decide the amount for car finance, keep one thing in mind: you have to repay it. Make all the repayments on time because any missing payment can affect your credit record.
Are you looking to buy your dream car despite not having a full-time job? GoBigBucks is here for you. Get the benefit of flexible and guaranteed car finance for unemployed in Ireland and go ahead with your aspirations.
You only need to assure us that you can afford the loan and keep paying monthly instalments on time. Having a good credit score is indeed a plus point, but we have arrangements for people with bad credit, too. You may have higher interest rates, but the chance of loan approval is always there.
We offer a variety of car finance options for the unemployed to make it easier for them. Such as:
Call us before if you are upgrading car while on finance in Ireland. Our loan experts are quick to respond to your car finance request and approve the application to allow same-day loan disbursal.
Choosing the best car finance deals in Ireland can be time-consuming, need paperwork and bring approval within a week. It happens mainly with mainstream lenders, as they have fixed lending norms and lengthy processes. They even deny car finance applications to unemployed people or people with bad credit scores.
At GoBigBucks, you have a better finance alternative where you can avail of higher loan amounts and competitive interest rates.
You will always have our assistance alongside you when you purchase your dream car. We assist you irrespective of your financial requirements and circumstances. You get better rates from us, and a simple online procedure is always there.
You can apply for car finance in Dublin or any other city in Ireland by sitting at any relaxed place. Approval and fund transfer come on the same day. Of course, there is a credit check, but it will only be a soft or no credit check for those who have performed excellently in their current payments.
Whether you need finance for a brand new car or a used one, we have everything for you, allowing peace of mind. We do everything convenient for you, and therefore, at GoBigBucks, we are your faithful car finance ally.