Please read these terms and conditions thoroughly prior to using GoBigBucks website and submitting loan applications on it.
By accessing and using this website, you agree that you have read, understood and agreed with these conditions. If any part of these terms do not correspond with what is desired from you, do not access and utilize the website.
These Terms & Conditions cover your use of GoBigBucks website. Please read both, alongside our Privacy Policy and any separate loan agreements terms that may exist.
GoBigBucks provides online access to loan-related services for customers in Ireland.
The final terms of any borrowing depend on your circumstances, eligibility, and affordability checks. They also depend on the relevant loan agreement or offer.
Before you accept any loan, review the agreement carefully. Make sure you understand the total cost and your repayment duties.
You may use the GoBigBucks website for lawful purposes and in accordance with these Terms & Conditions.
You agree not to:
We may:
We aim to keep the information on our website accurate and useful. However, financial products, eligibility criteria, rates, terms and other information can change.
Therefore, we may update, amend, or remove website information without prior notice.
Information on this website is not a promise. It does not guarantee any loan product, rate, amount, or repayment term.
Where information relates to a specific loan product, the applicable loan agreement and associated documentation will take priority over general website information.
GoBigBucks makes applying for loans easy! Simply complete our online loan application form. Assume responsibility for providing accurate, complete and up-to-date information in this regard.
Additional documents or information may be requested depending on the nature of your request.
Submitting an application does not mean the loan approval.
We may reject your application if you do not fulfil the applicable eligibility, affordability, credit, or other assessment criteria.
GoBigBucks does not guarantee that every applicant will be approved for a loan.
Approval depends on the information available to us and the applicable assessment criteria.
We do not guarantee:
If we approve your application, the offer or loan agreement will list the amount, rate, term, payment schedule, and other terms.
You should only apply for borrowing if you believe that you can afford the repayments without causing financial difficulty.
Eligibility requirements may vary depending on the loan product and your individual circumstances.
Someone may ask you to share:
If you provide false, inaccurate, or misleading information, we may decline your application. We may take further action if appropriate.
Where applicable, information provided by you may be assessed to determine whether the requested borrowing is suitable and affordable based on the applicable lending criteria.
Where legally permitted and relevant to the application, information may also be obtained from third parties, including credit reference, fraud prevention or verification services.
Further information about how personal information is collected and used is provided in our Privacy Policy.
If your application is approved, you may receive a loan offer or agreement setting out the applicable terms.
You should carefully review all information before accepting an offer, including:
You should not accept an offer unless you understand the costs involved. Ensure the repayments remain within your budget.
The interest rate, APR, and total borrowing cost may vary by loan product and your personal circumstances.
Any rates and costs we share with you follow the terms of the loan offer or agreement.
We display the representative example on our website to illustrate the potential cost of borrowing. It does not mean that the same rate, loan amount or repayment terms will apply to every applicant.
If you enter a loan agreement, you must make repayments based on the agreed schedule.
You should ensure that sufficient funds are available to meet your repayments when they are due.
Missing or late repayments may have financial consequences. They may also lead to extra charges, if allowed by the agreement and law.
If you think you may not be able to make a repayment, contact your lender or customer support team soon.
Failure to make repayments on time may result in additional costs where applicable.
Missed payments may also have consequences for your financial circumstances and, where relevant, your credit record.
The specific consequences will depend on the applicable loan agreement and legal requirements.
We encourage customers in financial difficulty to contact the lender or us promptly, instead of missing more payments.
You should check your loan agreement for details on early repayment. It also explains how to settle your loan before the end date.
Any rights, conditions, interest changes, or fees for early repayment depend on the agreement and the law.
Certain consumer credit agreements may give you a legal right to withdraw or cancel within a set time period.
Where a withdrawal or cancellation right applies to your agreement, the relevant agreement and accompanying information will explain:
You should read your agreement carefully before accepting the loan.
When using GoBigBucks or applying for borrowing, you agree to:
Borrowing money is a financial commitment.
You should evaluate whether taking out a loan suits your situation. You should also check that you can comfortably afford the repayments.
Do not borrow more than you need, and you can afford to repay.
If you are already experiencing financial difficulty, consider obtaining independent financial or debt advice before taking on additional borrowing.
GoBigBucks strives to maintain an available, smooth-running site. However, we cannot promise the site will always remain free from technical glitches or interruptions.
GoBigBucks owns or licenses the content on this website. This includes texts, graphics, logos, page designs and any other materials found herein. You may view and utilize website content solely for non-commercial uses and purposes.
No unauthorized reproduction, distribution or sale is allowed without first receiving written approval from its creators or where allowed by law. This rule does not apply in instances of lawful exception.
GoBigBucks may link to third-party websites or services; this does not imply an endorsement by us of such third-party offerings, services, content, etc.
Please review their terms and privacy policies prior to using any third-party offerings.
Your privacy is important to us.
The GoBigBucks website may collect and process the information you submit. We use it for your application, customer service, and website operations.
We may also use it to prevent fraud and meet legal duties. Our Privacy Policy explains other uses.
Please read our Privacy Policy before submitting personal information through the website.
We aim to provide a clear and fair experience for customers.
If you are unhappy with our service, application process, or any part of your dealings with GoBigBucks, contact us. Use the details below:
Please provide sufficient information for us to understand your concern and investigate it appropriately.
We may update these conditions from time to time to our services, website, legal requirements or business practices.
You should check this page periodically for changes.
The laws applicable in Ireland govern these Terms & Conditions, unless applicable law requires otherwise. Any disputes relating to the use of this website will be dealt according to the laws. However, it is subject to any mandatory consumer rights.
If you have questions about these Terms & Conditions, you can contact us using:
GoBigBucks
For questions concerning a specific loan agreement, please refer to your agreement or contact the relevant customer support team.
Last updated: 3 September 2026